Policies & Eligibility

  • The University attempts to make adequate financial assistance available to all students within the limits of the student budget and the availability of loans and scholarships. A comprehensive student expense budget has been designed to cover tuition, educational costs and reasonable living expenses for each academic year. Budgets are designed for the student only and are not intended to cover family living expenses or to cover debt incurred prior to attendance at KCU.

    The University takes seriously its responsibility to provide a reasonable expense budget and to monitor long-term student debt. Based upon these principles, all financial aid awarded which includes federal, state and private programs, will be determined within federal financial aid guidelines and the limits of the student budget. Students will not be allowed unlimited borrowing simply because programs are available.

    Note: The Department of Education mandates that non-school certified private education loans be included when determining eligibility for federal programs

    KCU does not recommend private loans for programs that are eligible for federal aid. Therefore, KCU does not recommend, nor provide information, regarding private loan lenders or programs. A student may choose to borrow a private loan after receiving counseling in regard to the advantages of federal loans versus private. In accordance with Sec. 128(e)(3) of the Truth in Lending Act (15 U.S.C. 1638(e)(3), a Self-Certification form is available upon request from the financial aid office although the form is routinely provided to the student by the private loan lender during the application process. Also upon request, the financial aid office will assist the student in the completion of the form if needed.

    Eligibility for Financial Aid

    Learn more about the eligibility requirements for financial aid.

    Financial Code of Conduct

    The Office of Financial Aid, as a member of the National Association for Student Financial Aid Administrators (NASFAA), adheres to NASFAA's Statement of Ethic Standards and Code of Conduct for Institutional Financial Aid Professionals.

    Refund Policy

    Learn more about the tuition and fees refund policy.

    Budget Adjustments

    Find out more about the circumstances in which a student may request a budget adjustment.

    Verification of Student Financial Information

    Students selected for verification by the U.S. Department of Education's Central Processor are governed by this policy.

    Financial Aid Fraud

    Any student found to have misreported information and/or altered documentation to increase his or her student aid eligibility or to fraudulently obtain federal funds may face disciplinary action.

    Financial Aid Revision Policy

    In order to prevent or minimize over-awards, reduce student debt and comply with federal, state and private aid programs, the Financial Aid Revision Policy is in place.

    Academic Standards

    Federal law and regulations require that all students receiving financial assistance from Title IV and Title VII programs must maintain satisfactory academic progress.

    Important Notice - National Student Loan Data System (NSLDS)

    • The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS Student Access provides a centralized, integrated view of Title IV loans and grants so that recipients of Title IV Aid can access and inquire about their Title IV loans and/or grant data at: http://www.nslds.ed.gov/nslds_SA/
    • NSLDS receives data from schools, guaranty agencies, the Direct Loan program, and other Department of ED programs. If the school enters into an agreement with a potential student or student regarding a Title IV Loan or HEA Loan the potential student’s/student’s loan information will be submitted to the National Student Loan Data System (NSLDS). This information will be accessible by guaranty agencies, lenders, and schools determined to be authorized by NSLDS to be users of the data system.

    Loan Counseling

    Students receiving federal or Primary Care loans or required to complete entrance and exit counseling.