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The University attempts to make adequate financial assistance available to all students within the limits of the student budget and the availability of loans and scholarships. A comprehensive student expense budget has been designed to cover tuition, educational costs and reasonable living expenses for each academic year. Budgets are designed for the student only and are not intended to cover family living expenses or to cover debt incurred prior to attendance at KCUMB.The University takes seriously its responsibility to provide a reasonable expense budget and to monitor long-term student debt. Based upon these principles, all financial aid awarded which includes federal, state and private programs, will be determined within federal financial aid guidelines and the limits of the student budget. Students will not be allowed unlimited borrowing simply because programs are available. Note: The Department of Education mandates that non-school certified private education loans be included when determining eligibility for federal programs KCUMB does not recommend private loans for programs that are eligible for federal aid. Therefore, KCUMB does not recommend, nor provide information, regarding private loan lenders or programs. A student may choose to borrow a private loan after receiving counseling in regard to the advantages of federal loans versus private. In accordance with Sec. 128(e)(3) of the Truth in Lending Act (15 U.S.C. 1638(e)(3), a Self-Certification form is available upon request from the financial aid office although the form is routinely provided to the student by the private loan lender during the application process. Also upon request, the financial aid office will assist the student in the completion of the form if needed.
Learn more about the eligibility requirements for financial aid.
The Office of Financial Aid, as a member of the National Association for Student Financial Aid Administrators (NASFAA), adheres to NASFAA's Statement of Ethic Standards and Code of Conduct for Institutional Financial Aid Professionals.
Learn more about the tuition and fees refund policy.
Find out more about the circumstances in which a student may request a budget adjustment.
Students selected for verification by the U.S. Department of Education's Central Processor are governed by this policy.
Any student found to have misreported information and/or altered documentation to increase his or her student aid eligibility or to fraudulently obtain federal funds may face disciplinary action.
In order to prevent or minimize over-awards, reduce student debt and comply with federal, state and private aid programs, the Financial Aid Revision Policy is in place.
Federal law and regulations require that all students receiving financial assistance from Title IV and Title VII programs must maintain satisfactory academic progress.
Important Notice - National Student Loan Data System (NSLDS)
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